All About Myself :)

Hi, my name is Soon Pei Foong, but in order to make it easy, you can call me Adeline. 

My matrix number is 220149 and I'm currently a semester 4 student.

I'm an undergraduate student who is taking Banking as my course.

I personally love this course because I can get to know a lot of knowledges about the bank that I desired to know them so much since I was small.

Women always said that their age are the top secret for them. Well, I'm just going to tell you my age- 22 years old. Maybe I think that I'm still young. Expose my age is not a problem YET.

Currently, I'm living in DPP Bank Muamalat and for more detail it is one of the hostels in Laluan C.

My ambition is to become a banker who work in a foreign bank. Why? 

Because the working culture is different from the local bank and I prefer to work in foreign bank.

Anyhow, this is just an ambition of mine. 

I don't know whether it will become a dream comes true or not.

My hobbies are swimming, reading blogs, taking pictures, and surfing the Internet.

I think that my hobbies are quite interesting and healthy as I'm so hate of boredom.

That's all about myself. Thank you. Have a nice day ahead.

Always Be Yourself. =)

A Picture Tells A Hundred Words. What About Four Pictures?

Stress stress stress! University is not a place to relax at all. We have to go through a lot of matters and tasks for every semester until we graduate. I hope everything will just goes smoothly. God bless me.

Some words for myself.

Nothing will just come so easily without any effort.

Life is painful.

Go through all the painfulness

there will be a rainbow waiting for you.

Fighting!

Friends and Friendship

A friend loves at all times, and a brother is born for adversity.(Proverbs 17:17)

A lot of people go through life with only a few friends. It seems that some have less than that. They have no one on whom they can call in good times or bad. There is no one with whom to bounce ideas around, or to talk about deep and troubling subjects. They have no one to call in times of need or difficulty. They are at the mercy of life, standing alone.

Others seem to have a multitude of friends. Wherever they go, people know them, and like to be around them. Should trouble strike, their biggest hesitation might be over which friend to call. They know exactly the person with whom to discuss the topics of inquiry and debate. Life is full of entertaining and invigorating relationships because it is full of friends.

There ought to be a course in school on friendship. Of course, some people are perfectly happy to operate with fewer friends. They might rather have a few deep and loyal friends, than many superficial ones. Others thrive best when friends are everywhere and numerous. It is not so much the number of friends that is important as is the possession of friends, period.

It is safe to say that when God created the world and all the majestic things in it, when he streaked the heavens with radiant color and the earth with grand mountains and awe-inspiring canyons, when he painted the plains with waving grasses and erected noble forests of towering trees, he outdid it all by creating friends. Why not take a moment or two and thank someone today for being a friend to you? 

Friendship is a blessing, and a friend is the channel through whom great emotional, spiritual, and sometimes even physical blessings flow. Friends can cheer us when we’re sorrowful or depressed. Friends can challenge us when we allow ourselves to get beyond our reasonable boundaries. Friends can motivate us when we’re ready to give in, and they can provide for us when life falls apart. They are there when all is well, and we want someone with whom to share life’s pleasant and memorable moments. We often just want them around to have a good time, to laugh, to act silly, to enjoy some mutually liked activity. In how many ways have friends enriched our lives and made us feel loved, accepted, respected and cared for? Probably, too many to list, and the list grows daily.

May God bless you with all the friends you need, and may he turn you into a blessing by using you as a friend to others.

We are UUM students. We are coming from same hometown ;)
Luckily I have them at UUM. Appreciate <3

We are "PEI" family :D
From left: Pei Jun, Pei Shan, Pei Foong and Pei Pei

A friendship can weather most things and thrive in thin soil; but it needs a little mulch of letters and phone calls and small, silly presents every so often - just to save it from drying out completely.

Music is my LIFE

Music is something that every person has his or her own specific opinion about. Different people have different taste, and various types of music have many ways of leaving an impact on someone. It can be relaxing, angering, soothing, energizing, and many more.

Music is my Life ! 

There are so many types of music out there today. Rap, pop, rock, country, indie, alternative, hardcore are some of the abundant types in the world. Music sends out either good or bad messages that have big impacts on how people act. People usually become friends with others who have a same taste in music as the rest of the people they hangout with, or it can be vice versa. People may not want to associate with people who have different tastes in music because they’ll argue about what they think is better but its just their own opinions.


Rap and Rock music are two very important types of music in the world. They both send out different messages and help kids. The lyrics sung or rapped by the artists can be things going on in their own personal lives, and people with the same types of problems can listen to them so they know theirs hope and theirs people like this out there in the world. Music can also serve as a catalyst for new ideas. When people listen to the new things out there, they learn different things going on in the world and they become more open-minded because they’re exposed to different people like the artists.


A lot of people come to the conclusion that rap music has a very big impact on the world. Listening to the lyrics, they usually revolve around sex and drugs and those are topics many parents don’t want their kids being involved in. Many of the music videos made by rap artists in the world show these topics in them. Studies show that people who are more into rap music do drugs one time in their lives.


People can use music to express themselves, in ways it can’t be expressed through behavior, or art. You can usually tell how someone’s feeling by the type of music he or she is listening to at the time. It’s a tool used by many. Groups of people around the world can come together and gather at concerts, shows, and venues to show what their interests and likings are and you see how many people have similar likings as you.


I can personally relate to the effects that music has on its listeners and users because it’s a big part of my life. Every day I listen to the words and sounds of different singers/bands with contrasting ideas and opinions. The music I listen makes me who I am. :)

This is my favourite song. Say Something by A Great Big World & Christina Aguilera.

Top 10 College Degrees That Are Useful After Graduated

Nowadays, there are hundreds of different courses that are offered by the university. From the science courses, social science courses and now moving toward the vocational courses such as chef, make-up artist and hair stylist. However, there is a research on the 10 most useful college degrees in 2013 and it will be explained more at below. The research in conducting on the percentage you will get a job with a good paid after graduated. Anyhow, don't feel sad or frustrated if the course you have took is not in the list. 

1. An accounting degree

Accountants are people who senior managers and business leaders trust because they have to. Most business leaders and managers do not have the time to go through all of their accounts themselves, so must trust the work and expertise of a person with an accounting degree. That is why many accountants are paid highly, and why managers and business owners are often very aggressive in their retention of them.

2. A marketing degree

This is something that will put you one step ahead of most modern business executives. Many people enter a large corporate business with some form of business education, but if you have a degree in marketing then you get to work in the most interesting department in the whole company. As the senior executives worry about the falling stock price, you are getting paid for the jingles you wrote whilst in the bath!

3. A business administration degree

This is not the most glamorous degree and it will not get you a job working with the famous or the beautiful, but it will get you a very safe job in many, many companies. You can basically pick the company you want to work for, and choose the field that you feel suits you the best. The business administration staff are the unsung and forgotten heroes that make up the backbone of any business.

4. An information science degree

 

This is a degree that is going to make you the shining star of whichever business concern you join. The ability to build a website, or build and maintain a computer system is a skill that is in high demand.

5. A computer engineering degree

Almost any qualification that has something to do with computers is a good thing in this day and age. But, a computer engineering degree is going to place you above your competitors because most middle to larger companies need to have at least one computer engineer on staff. They do things such as building or maintaining networks, computer systems and computer software. Many companies are also looking for computer engineers to help design new software, so your degree will be in high demand.

6. An education degree

 

This is usually made up of a degree in one subject, and then a further qualification so that you can be a teacher. The job is not the most glamorous in the country, but it is certainly a job that is in high demand. British sociologists have also proven that people with education qualifications are also more likely to be placed in a higher management position within ten years of getting their qualification.

7. A criminal justice degree

This may not buy you a very good position in the business world, but it will certainly get you a very high-paying job in the legal world. There are even big companies that set up their own legal department, where a criminal justice degree is going to buy you a lucrative—and very safe—job. This is a degree that allows you to both find a high-paying job and gain the respect of your peers.

8. A computer science degree

Computer science education is highly oriented towards the world of business, so you can easily meet the labor market’s requirements with this type of degree. In this profession, you will adjust old software to modified requirements and develop new software that will improve the work of the company that has hired you. This is a challenging job description that will inspire you to do the best you can in order to contribute to the success of your company’s projects. Needless to say, computer science graduates are always needed in the job market, and many business owners are willing to pay good money for their work. As you increase your professional experience, you will be able to advance your career and start co-ordinating these types of projects.

9. A journalism degree

This is probably not going to land you a job in very many big business corporations, but it is certainly going to get you a lot of work from both large and small information dissemination companies (and there are more than you think). A journalism degree is useful because it has a funny knack of allowing you to get both contract and freelance work whenever you want it. Many journalists work beyond their retirement age simply because they can.

10. A finance degree

Ironically, since the global economic downturn, a finance degree has become more valuable. Even though people (rightly) blame the financial institutions for the global financial crisis, a finance degree is now more valuable because people are more careful with their money and their lending. Companies are making sure they employ educated professionals in their finance department because they cannot afford to play fast and loose with their (or other people’s) money any more. So, this is a very valuable degree—for the near future at least.

Stressful Life

Well, this is the busiest week in the entire semester. I have to pass up all the assignments, doing a lot of quizzes, I have joined in an event that will be held in this week so I have to make a lot of preparation for that. Moreover, I have to start to prepare for the final examination afterwards. This is what 'stress' called! I'm running out of time to do so many things in this week and I hope I have two pairs of hand or 48 hours in a day. However, I have to manage all the stress in a proper way as I don't want to be psycho after this. Hahaha.

Stress is a normal psychological and physical reaction to the ever increasing demands of life. The ways to manage stress are,

Stress management strategy #1: Avoid unnecessary stress

Not all stress can be avoided, and it’s not healthy to avoid a situation that needs to be addressed. You may be surprised, however, by the number of stressors in your life that you can eliminate.

• Learn how to say “no” – Know your limits and stick to them. Whether in your personal or professional life, refuse to accept added responsibilities when you’re close to reaching them. Taking on more than you can handle is a surefire recipe for stress.

• Avoid people who stress you out – If someone consistently causes stress in your life and you can’t turn the relationship around, limit the amount of time you spend with that person or end the relationship entirely.

• Take control of your environment – If the evening news makes you anxious, turn the TV off. If traffic’s got you tense, take a longer but less-traveled route. If going to the market is an unpleasant chore, do your grocery shopping online.

• Avoid hot-button topics – If you get upset over religion or politics, cross them off your conversation list. If you repeatedly argue about the same subject with the same people, stop bringing it up or excuse yourself when it’s the topic of discussion.

• Pare down your to-do list – Analyze your schedule, responsibilities, and daily tasks. If you’ve got too much on your plate, distinguish between the “shoulds” and the “musts.” Drop tasks that aren’t truly necessary to the bottom of the list or eliminate them entirely.

Stress management strategy #2: Alter the situation

If you can’t avoid a stressful situation, try to alter it. Figure out what you can do to change things so the problem doesn’t present itself in the future. Often, this involves changing the way you communicate and operate in your daily life.

• Express your feelings instead of bottling them up. If something or someone is bothering you, communicate your concerns in an open and respectful way. If you don’t voice your feelings, resentment will build and the situation will likely remain the same.

• Be willing to compromise. When you ask someone to change their behavior, be willing to do the same. If you both are willing to bend at least a little, you’ll have a good chance of finding a happy middle ground.

• Be more assertive. Don’t take a backseat in your own life. Deal with problems head on, doing your best to anticipate and prevent them. If you’ve got an exam to study for and your chatty roommate just got home, say up front that you only have five minutes to talk.

• Manage your time better. Poor time management can cause a lot of stress. When you’re stretched too thin and running behind, it’s hard to stay calm and focused. But if you plan ahead and make sure you don’t overextend yourself, you can alter the amount of stress you’re under.

Stress management strategy #3: Adapt to the stressor

If you can’t change the stressor, change yourself. You can adapt to stressful situations and regain your sense of control by changing your expectations and attitude.

• Reframe problems. Try to view stressful situations from a more positive perspective. Rather than fuming about a traffic jam, look at it as an opportunity to pause and regroup, listen to your favorite radio station, or enjoy some alone time.

• Look at the big picture. Take perspective of the stressful situation. Ask yourself how important it will be in the long run. Will it matter in a month? A year? Is it really worth getting upset over? If the answer is no, focus your time and energy elsewhere.

• Adjust your standards. Perfectionism is a major source of avoidable stress. Stop setting yourself up for failure by demanding perfection. Set reasonable standards for yourself and others, and learn to be okay with “good enough.”

• Focus on the positive. When stress is getting you down, take a moment to reflect on all the things you appreciate in your life, including your own positive qualities and gifts. This simple strategy can help you keep things in perspective.

Stress management strategy #4: Accept the things you can’t change

Some sources of stress are unavoidable. You can’t prevent or change stressors such as the death of a loved one, a serious illness, or a national recession. In such cases, the best way to cope with stress is to accept things as they are. Acceptance may be difficult, but in the long run, it’s easier than railing against a situation you can’t change.

• Don’t try to control the uncontrollable. Many things in life are beyond our control— particularly the behavior of other people. Rather than stressing out over them, focus on the things you can control such as the way you choose to react to problems.

• Look for the upside. As the saying goes, “What doesn’t kill us makes us stronger.” When facing major challenges, try to look at them as opportunities for personal growth. If your own poor choices contributed to a stressful situation, reflect on them and learn from your mistakes.

• Share your feelings. Talk to a trusted friend or make an appointment with a therapist. Expressing what you’re going through can be very cathartic, even if there’s nothing you can do to alter the stressful situation.

• Learn to forgive. Accept the fact that we live in an imperfect world and that people make mistakes. Let go of anger and resentments. Free yourself from negative energy by forgiving and moving on.

Stress management strategy #5: Make time for fun and relaxation

Beyond a take-charge approach and a positive attitude, you can reduce stress in your life by nurturing yourself. If you regularly make time for fun and relaxation, you’ll be in a better place to handle life’s stressors when they inevitably come.

Don’t get so caught up in the hustle and bustle of life that you forget to take care of your own needs. Nurturing yourself is a necessity, not a luxury.

• Set aside relaxation time. Include rest and relaxation in your daily schedule. Don’t allow other obligations to encroach. This is your time to take a break from all responsibilities and recharge your batteries.

• Connect with others. Spend time with positive people who enhance your life. A strong support system will buffer you from the negative effects of stress.

• Do something you enjoy every day. Make time for leisure activities that bring you joy, whether it be stargazing, playing the piano, or working on your bike.

• Keep your sense of humor. This includes the ability to laugh at yourself. The act of laughing helps your body fight stress in a number of ways.

Stress management strategy #6: Adopt a healthy lifestyle

You can increase your resistance to stress by strengthening your physical health.

• Exercise regularly. Physical activity plays a key role in reducing and preventing the effects of stress. Make time for at least 30 minutes of exercise, three times per week. Nothing beats aerobic exercise for releasing pent-up stress and tension.

• Eat a healthy diet. Well-nourished bodies are better prepared to cope with stress, so be mindful of what you eat. Start your day right with breakfast, and keep your energy up and your mind clear with balanced, nutritious meals throughout the day.

• Reduce caffeine and sugar. The temporary "highs" caffeine and sugar provide often end in with a crash in mood and energy. By reducing the amount of coffee, soft drinks, chocolate, and sugar snacks in your diet, you’ll feel more relaxed and you’ll sleep better.

• Avoid alcohol, cigarettes, and drugs. Self-medicating with alcohol or drugs may provide an easy escape from stress, but the relief is only temporary. Don’t avoid or mask the issue at hand; deal with problems head on and with a clear mind.

• Get enough sleep. Adequate sleep fuels your mind, as well as your body. Feeling tired will increase your stress because it may cause you to think irrationally.

Are You Facing Bankruptcy?

Do you know, there are 60 people aged between 35 and 44 years are declared bankrupt everyday? This makes them the highest out of the total number (34%). This group is followed by those aged 45-54 (26%), 25-34 (20%), and 55 and above (11%).


The number of bankruptcy is keep increasing each year from 13,238 people in 2007, 13,855 in 2008, 16,228 in 2009, 18,119 in 2010, 19,167 in 2011 and 19,575 in 2012. The number is surprisingly high!


The reason why people will fall into bankruptcy situation is that they always spend more than they earn. For example, spending by using credit cards and apply for loan immediately they get a job. In the end, they couldn't afford to pay the debt and thus, declared bankruptcy. This situation is not good for both the individual or the country. So, one should control and manage their money and wealth wisely.


The following are the steps in order to avoid bankruptcy.

Seek Consumer Credit Counselling

If you don't have luck working with your creditors on your own, enlist the help of a professional. Find a consumer credit counsellor who has experience working with creditors to get your payment and interest rate reduced. The new bankruptcy law requires credit counselling prior to bankruptcy filings anyway so it's worth it to strongly consider credit counselling as a bankruptcy alternative. The debt management plan payments may seem out of reach, but if you look, you may find holes in your budget that allow you to make the payments.

Selling Some of Your Assets

Sell whatever you can spare and use the money to pay off your debts. Take action immediately when you notice you can't afford make payments anymore. If you wait until you're behind on payments, it may be too late. You can sell your furniture, jewelry, and electronics on eBay, Craigslist, even in your front yard. Is this a radical way to avoid bankruptcy? Perhaps. Many people can't get past the inconvenience of living without their things, but you can adjust and it's only temporary. It will help you avoid bankruptcy and spare your credit.

Settle With Creditors and Debt Collectors

Debt settlement is another of those things that should be avoided under normal circumstances. However, the brink of bankruptcy isn't normal. If you have to choose between settling a few debts or filing bankruptcy, settle the debts, but do it right. First, don't use a debt settlement company. Too much time and extra money goes into these companies than is necessary. Second, don't settle any debt that is current. Instead, focus on debts that have already been charged off or sent to collection. Finally, be ready to pay as soon as an agreement has been made.

Get Help From Family and Friends

Normally, borrowing money from family and friends is a bad idea. It's been known to create hardships and even end relationships. But there's an exception to every rule, and bankruptcy is one. Take the time to calculate how much money you need to avoid bankruptcy. Take a hard look at what you're able to contribute, then ask friends and family to help you make up the difference. Before you approach them with your wallets turned out, come up with a plan for how you will repay them once your financial situation has turned around.

Manage your wealth wisely, make sure you will not go into trouble. =)

Balance Diet

I went to medical check up few days ago but the doctor told me the result that is not so good for my health. My blood pressure level is 133 which is a little high than normal rate(130). What's more, my cholesterol level is also higher than normal level. I didn't know why since everything is okay for me before enter the university. Honestly, I'm worry because I'm still too young to get those chronic deceases. However, the doctor told me that I wouldn't get these deceases if I control my daily diet. It's a good news for me.

What is balance diet?

Eating a balanced diet means choosing a wide variety of foods and drinks from all the food groups. It also means eating certain things in moderation, namely saturated fat, trans fat, cholesterol, refined sugar, salt and alcohol. The goal is to take in nutrients you need for health at the recommended levels.

As what we can see on the plate above, the food that we should consume the most is fruits and vegetables and then following by bread, other cereal and potatoes. The least food that we can consume is foods containing high level of fat and sugar which can leads to heart attack and diabetics.

There are some sample meals below.

Sample Meals

A high nutrient-dense lunch would look something like this:

2 slices whole wheat bread
Deli turkey
1 slice roasted red pepper
romaine lettuce
1 tsp mayonnaise
baby carrots
hummus
8 oz non-fat milk

A low nutrient-dense lunch would look something like this:

One ground beef hamburger patty
Two hamburger buns
Iceberg lettuce
1 tbsp mayonnaise
1 slice American cheese
Order of French fries, fried in peanut oil
Large regular soda
Candy bar

Read more: http://caloriecount.about.com/article/what_is_a_balanced_diet#ixzz2lrGbCuay

All in all, we are what we eat. So, we are suppose to responsible for what we have eaten and shouldn't blame anyone if you are not healthy. Start to eat balanced diet from today and make sure you will not regret later. 

Good Day.

Useful Living Tips That You May Not Know

There are many useful tips that we should know in our daily life. Even though we can live without knowing these tips but these tips are definitely giving us a chance to make your life easier. We go into the main topic below.

Place an opener of an tin beverage from the top at the hanger, so that we can double up the place to hang our clothes. Don't say that you have no place to hang your clothes anymore. =) 

A lot of wires in your house? Don't worry. The toilet paper tube may helps you up. Roll your wires in tidy manner and then put them into the toilet paper tube. It's a kind of organizer too!

Couldn't found a phone holder? D.I.Y a new one for yourself today!

 Love shape egg. A good idea for your love one on Valentine ^.^

 An idea for food storage.

 Creative shovel =)

The secret of perfectly round stir fried egg. Just cut a big onion and using the biggest ring of the onion and then fried your egg inside. Perfect!

 Too much different types of wires for your computer or laptop? Found a good ways to organize it!

 Heard from somebody that by using a plastic on the broom, the hair on the floor can be sweep easily.

 Running out of water pipe or suddenly it's broken? Okay okay, there is another way for filling up the pail.

This may be a good idea if you are going to renovate or painting your house. Place a rope in the middle of the barrel, don't wipe your brush with the edge!

See, another idea that can be used in our hostel in bath time! Wohoo..

Finding it is overall difficulty in storing the spaghetti noodle? Mr. Pringles can helps you here.

Use the sticky note to clean your dirty keyboard. Fast, easy and cheap!

Reuse the spoiled umbrella for the other purpose. Hmmm, clothes hanger maybe?

Don't want to put your expensive phone on the floor? D.I.Y. this thing may helps to solve your problem.

Do you feel these living tips are just too amazing? Try them out from today and make your life easy. Good Luck! =)